消费者信息

消费者信息

With so much entertainment to be found on the internet, we often think of our time online as pure recreation. But it’s important to keep your wits about you when in cyberspace. Crooks are using e-mail and text messages to attempt to steal your personal data. Keep your guard up when you’re online and when in doubt, don’t respond. 2022世界杯下注网站, as well as all other legitimate business and service providers, 永远不会打电话, text or e-mail you and request personal information. 这样的请求几乎都是骗局.

2022世界杯下注网站 takes great measures to ensure a secure online banking environment, 但作为精明的消费者, half the responsibility for keeping our personal information safe in cyberspace is our own. Risky activity while online can leave your computer or mobile device – and ultimately your personal data – vulnerable. Your 2022世界杯下注网站ers offer the following guidelines* for staying safe online:

  • Protect all devices that connect to the Internet. 电脑, 智能手机, gaming systems and other web-enabled devices all need protection from viruses and malware.
  • Hold the businesses you patronize online to a high security standard. 总是查找“http://”或“shttp://”," which means the site takes extra measures to help secure your information. “Http://”不安全.
  • Wi-Fi热点很方便, but you should limit the type of business you conduct and adjust the security settings on your device to limit who can access your phone.
  • 对手机应用要有敏锐的洞察力. Review the privacy policy and understand what data the app accesses before you download.
  • 如果您使用的是公共计算机, three quick steps help ensure the next guy can’t gain access to your personal info: Delete your browsing history (in browser options), log out and close out of the browser window, and always deselect the "Remember me" option.
  • A few tips on passwords: Make sure it’s unique and not easily guessed; have a different one for each online account and change your passwords several times a year.
  • Make use of multifactor authentication – like personal identification image or security token for Treasury Management clients – offers an extra level of security and ID verification.
  • 保持2022世界杯下注信息私密性. Be conservative when it comes to sharing personal information on social networking sites. 你发布的信息越多, the easier it may be for a hacker or someone else to use that information to steal your identity, access your data or commit other crimes such as stalking.
*改编自www.staysafeonline.org.
Keeping your financial information secure is more important than ever. Identity theft has become a prevalent crime with devastating effects. 的 following steps can help you protect yourself from becoming the next victim:

  • Keep all identifying information in a secure place in your home. Never carry 社会 Security cards or other important documents such as passports or birth certificates in your purse or wallet.
  • Double-check monthly statements to ensure they match your records.
  • Shred all personal and financial information before discarding it.
  • Do not share account numbers or other personal financial information over the telephone or Internet unless you initiated the interaction.
  • 每年检查你的信用报告. You are entitled to a free credit report each year from one of the three main credit reporting bureaus.
保护好你的社会安全号码. If you are a victim of identify theft or suspect that it has occurred, complete an ID 的ft Affidavit at the Federal Trade Commission Web site.

信用机构

Equifax
P.O. 740241箱
亚特兰大，GA 30374
800.685.1111

TransUnion
P.O. 1000箱
宾夕法尼亚州切斯特19022
800.888.4213

益百利
P.O. 2002箱
Allen, TX 75013
888.397.3742
的 Department of Housing and Urban Development (HUD) sponsors housing counseling agencies throughout the country that can provide advice on buying a home, 租, 违约, 丧失抵押品赎回权和信贷问题. 拜访他们 网站 或拨打800.569.4287.
To protect yourself from the increase in the number of counterfeit postal money orders and other financial instruments used to facilitate various fraud schemes, 访问 联邦贸易委员会.org.
我的钱计划, created by the Florida Department of Financial Services is a comprehensive and inclusive financial literacy program and resource clearinghouse for individuals with developmental disabilities, 他们的家庭成员和照顾者. 的 program’s 网站 is located at the following address http://www.myfloridacfo.com/mymoney. 的 Division of 消费者 Services may be contacted at 消费者.Services@MyFloridaCFO.com or 877.693.5236 if you have additional questions about the 我的理财计划.
Learn how to disaster-proof your finances on the 联邦应急管理局网站.
的 国家不打电话登记处 allows consumers to eliminate telemarketing calls to their homes.